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XWealth Planning is Changing the Way the Financial Industry Serves Women

Specializing in Wealth Advisory Services

for Women-Led Law Firms

SCHEDULE A CONSULTATION 

Simplify your life.

Build your Roadmap

We'll work together to uncover and identify the things that are most important to you, and then make a comprehensive plan to get you from where you are now to where you want to be. 

Start your Journey

Roadmap in hand, we're ready to start. I'll be your guide through the journey, helping you make the decisions that are right for you, and helping you avoid missteps along the way.

Do your Best Work

And I'll do mine. I'll work with your CPA and other professionals so you won't worry about missing an opportunity. Lean into your passion, and leave your financial worries with me.

Take the Journey with Someone who Understands Where You've Been and Where You Want to Go

Not everyone takes the leap to independence...


...and when you do, you realize how freeing it is to direct your own path. After making that leap, you want to work with others who have done the same.

You may have wanted a seat at the table at your previous firm, and the harder you worked for it the further away that goal seemed to be. So instead of continuing to wait around for someone to invite you to sit down, you bought your own table. Now it's time to fill the seats around you with people you value and trust to help you continue to grow both your business and your personal wealth.

I created XWealth Planning because I had a deep desire to work with other independent, growth focused women, and I knew I wasn't free to build the business and the life I desired at a big firm. Like you, I bought my own table and brought my own chair, and I invite you to come and sit with me. I know that your growth mindset is what sets you apart from the rest of the pack, and I’ll help you utilize your financial resources in the best way possible to help you continue to grow.

Hannah Chapman, APMA®, CRPC® Photo Hannah Chapman, APMA®, CRPC® Hover Photo

Hannah Chapman, APMA®, CRPC®

Senior Wealth Advisor

Hannah.chapman@x2wealthplanning.com




I started out in the financial industry as a financial services representative at a small local bank in a little mountain town in 2006. That's where I first found my spark for finance, and my spark for mountains and hiking! In 2007 my husband and I moved from our little mountain town to Cincinnati, OH, and I moved from banking to financial planning and never looked back. I care deeply about my clients. I love seeing them achieve all the things they set out to do, and being a trusted advisor on their journey through life.  

In my free time, you can find me reading, weightlifting, or cuddling up and watching a good TV series with my husband. Our three kids keep us on our toes, and constantly remind us why we want and need to leave the world a better place than we found it. And I'm also at the stage of parenthood where every Disney movie makes me cry (why do they all have to be so sad?!). My big goals in life are to travel to every continent to hike through mountain ranges and learn about different cultures, and to change the way the financial services industry serves women. I hope my journey will cross paths with yours one day.

Wealth planning should be about making your money align with your values

And at X2 Wealth Planning, it is.


You value growth and independence, and so do I. And as steadfastly as you’re there for your clients, I’m there for you in the exact same way.

Specializing in financial planning for attorneys and law firms, including personal wealth advising and business retirement plan implementation, your whole financial life can be managed with the same skill and care you give to your own clients. I also know that creating space in life for the things you love is a priority, and make it a priority of my own to help you achieve the balance and joy in life that you so deeply desire.



How does it work?


We'll start with an Exploration Call to determine if we are a good fit to work together.

This is not a one time transaction after all. We'll talk about your goals and dreams, what you've done so far to save towards those goals, and if my comprehensive planning process and an ongoing relationship is the right fit for you.

Moving forward together, we'll start with a plan.

It takes good data and a willingness to collaborate to make an accurate, actionable, and achievable financial plan. Once we gather all the details I'll start writing a plan tailored specifically to you. 

Once you have your roadmap, we'll implement it together.

I'm not going to create a plan for you and then turn you loose to figure out how to implement it on your own! We'll meet regularly to make sure you're staying on track to reach your goals, and we'll find the best investment options for you to make sure your assets are aligned with your plan as well.

When things change, we'll adapt.

Life isn't perfect, and there will be unexpected roadblocks, U-turns, forks in the road, and potholes along our journey that may slow things down. Or you might land that new job, huge contract, or receive a windfall that speeds the journey up! As things change, our plan adapts and changes with them.


What does it cost?


Annual retainer for ongoing financial planning based on complexity

You'll pay an annual retainer for ongoing financial planning work, collaboration with other professionals, and regular meetings to review your investment portfolio and progress towards your goals. The retainer will be based on the complexity of your situation, and the level of collaboration needed with other professionals.

Investment management tailored to your needs

You'll pay a percentage of assets managed each month for investment management, varying depending on the types of investments and how they are managed. No matter what we choose, my team and I will provide consistent, ongoing investment monitoring tailored to your specific goals and needs.

Fee only advice means no conflicts of interest

As a Registered Investment Advisor (RIA) I am a fiduciary in every aspect of our relationship. I will always and only do what's in your best interest. 


How are X² Wealth Planning and Juncture Wealth Strategies, LLC connected?



Hannah Chapman, APMA®, CRPC® is a Senior Wealth Advisor at Juncture Wealth Strategies, LLC doing business as X² Wealth Planning (there, done with the technical jargon!). 

What is Juncture all about and how do we work with clients?

Juncture Wealth Strategies (Juncture) is a boutique investment firm with institutional resources, offering intelligent, independent investment management and wealth advocacy to high-net-worth clients. As an investment advisor, Juncture is flexible, innovative and independent, with a commitment to communicating with clients in a straightforward and direct way and serving their financial needs with intelligence, insight and transparency.

We recognize that the world we live in is constantly changing. Right now, we’re in the midst of a paradigm shift, and the future holds both new opportunities and new risks. As advisors, we seek to actively manage those risks while also taking advantage of new opportunities for growth.

Our clients are forward-looking and willing to embrace the new opportunities that this future will bring. They are constructive optimists with business sensibilities, as well as having an understanding of risk management and an entrepreneurial outlook, but they’re also discontented with the conventional Wall Street approach―they’re not satisfied with “business as usual” and have tried alternative investments in the past that didn’t meet their expectations. They’re looking for a new way forward. With our innovative investment strategies, holistic financial planning services and comprehensive wealth management, Juncture helps discerning clients manage and grow their wealth.

Where can I find more information about Juncture Wealth Strategies, LLC?

You can find information at Juncture Wealth Strategies, LLC's website. 



Juncture Wealth Strategies, LLC is a registered investment advisor. Advisory services are only offered to clients or prospective clients where Juncture Wealth Strategies, LLC and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Juncture Wealth Strategies, LLC unless a client service agreement is in place.


Markets Fluctuate and Plans Change.

I'll Help You Stay The Course.

How will we work together?

As a fiduciary, I am required to do what's in your best interest, at all times, no matter what. I want you to reach your goals and live the life you dream about, but the path won't always be easy to navigate. That's where having a plan that's right for you makes the difference.

I am a firm believer that anything is possible, and any challenges that come up along the way simply exist to guide us in the right direction. By making an accurate, actionable, and achievable financial plan you’ll be able to overcome financial issues and obstacles with confidence. 

Whether you've got a long career ahead of you or you've already retired, identifying your goals and needs will help you figure out how to use your resources in the best way possible. We'll look at your whole financial picture when we sit down together so that I can help you make a plan that will make the most of what you've got. 

Financial planning work involves:


Identifying Goals and Needs
We'll have conversations to identify what's most important to you, and then gather all the data we need to lay out your whole financial picture in one place.

Creating a Roadmap
Next, we'll create a plan that will pull all of those pieces together and show you how your assets and income can help you achieve all of your goals. 

Monitoring and Tracking Over Time
We'll implement your plan and monitor your progress over time to make sure you stay on track to reach your goals.

After talking through your goals, dreams, and tolerance for market ups and downs (risk tolerance), we'll work together to craft an investment portfolio uniquely tailored to your needs. Then, my investment team and I will actively monitor and manage your wealth so that you can focus your energy on accomplishing your goals. 

When you work with me, we will:


Identify Your Short- and Long-Term Goals
As these goals change, we’ll adjust our approach to make sure your money is aligned with when and how you'll need to use it.  

Determine Your Risk Tolerance
Through a series of questions, we’ll figure out the amount of risk you're willing to take to achieve your goals and invest your assets accordingly. 

Find the Investment Solutions that are Right for You
Investment planning isn't one-size-fits all. We'll take everything we learn from doing your Financial Plan into account when putting your investment plan together so that your investments line up with your goal planning and tax planning needs.  

When you make money you have to pay taxes. There's no way around that simple fact. But you can make a strategic plan to take advantage of all the deductions and credits available to you, and stop paying more taxes than you need to each year.

Reduce your tax burden while adding to your account balances 

Whether you're a business owner or a highly compensated executive with incentive compensation (options, RSUs, deferred compensation, etc.) I can help you identify the tax-saving approaches that apply to your situation. I'll also collaborate with your Tax Professional or CPA throughout the year to make sure you're taking advantage of everything that's available to you, not just when it’s time to prepare your return when it may be too late to implement some solutions.

Do you know what tax-reducing strategies are available to you?

You might be able to save on taxes by:

  • Restructuring your investment portfolio to produce a higher after-tax return
  • Maximizing retirement plan and IRA contributions
  • Identifying all the deductions that apply to your small business
  • Structuring charitable giving so that both you and your chosen charity are receiving the maximum benefit from your generosity
  • Shifting income to dependents in a lower tax bracket
  • Claiming appropriate home office deductions if you are now working from home

If you’re like most people, your taxes represent one of your largest annual expenses, but more often than not, little or no planning is done to minimize your tax bill. Careful tax preparation and planning can free up money that you can use to achieve your goals, rather than sending more money than necessary to the IRS every year.

Let's Start a Conversation

While every conversation is different, you should expect to cover some general information and get a sense of what it’s like to collaborate with me.

To help prepare for this meeting, you should have a basic idea of your current financial picture and financial goals. How are things now? Do you have any concerns? What do you hope to accomplish both in the next few years and further down the road?


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